CHALLENGE
With a storied career in Europe, Leyla, a dedicated executive of a renowned international company, accumulated substantial wealth, particularly in company shares through bonus stock-options. But, with her decision to relocate back to Turkey came pressing financial dilemmas: how to preserve her wealth and ensure a relaxed retirement.
SOLUTION
Leyla’s financial panorama was complex. The primary challenge was the significant concentration of her wealth in a single company’s shares, posing a high risk. Additionally, she sought a sense of security regarding her retirement. We identified these concerns and took immediate action.
Recognising the intricacies of her financial situation, we first directed Leyla to secure specialised tax advice. Based on the insights garnered and her personal preferences, we strategised to transition her assets into an international pension plan. This facilitated tax efficiencies and fortified protection for her assets. Her concentrated stock position was gradually integrated into a customised Levantine & Co-managed portfolio that aligned seamlessly with her financial aspirations and risk appetite.
The results have been nothing short of transformative for Leyla. She now commands a well-balanced, long-term investment portfolio that resiliently performs despite market upheavals. The diversification strategy has substantially reduced risks and increased potential returns. Additionally, the continuous engagement between Leyla and our investment team at Levantine & Co. ensures that her portfolio evolves with her life’s journey, ensuring she’s always one step ahead. Leyla’s financial future is not just secure, it’s thriving.
Disclaimer: Be advised that while our case studies draw from genuine incidents, they have been modified for privacy. They combine multiple client experiences and feature fictitious names, places, and professions.
CHALLENGE
From the vibrant heart of Johannesburg, our client, a successful businessman, has made a mark by adding significant value to South Africa’s economy. As he approached the horizon of retirement, he sought to navigate the intricacies of global financial planning, looking beyond the borders of South Africa and contemplating a serene retirement in the UK.
SOLUTION
Asset Externalisation and Diversification
Recognising the volatility and uncertainties associated with keeping all assets in one region, the primary goal was to externalise a portion of his funds, diversifying exposure outside South Africa. This secures his wealth and opens avenues for growth beyond SA’s economic landscape.
Retirement and Asset Growth
As a prospective retiree, our client had significant domestic and international assets. While he isn’t currently dependent on these assets, he envisages relying on them during his golden years. Our recommendation was to establish an international pension. This pension is a bulwark against any adverse financial developments in SA. It sets the foundation for his retirement, especially considering a potential move to the UK.
Succession Planning
Given the substantial size of his portfolio, it became evident that a portion of the wealth would transcend his lifetime. Preparing for this eventuality, we emphasised the importance of ensuring that succeeding generations receive the assets promptly and efficiently. An internationally diversified multi-asset growth portfolio was curated to meet his financial aspirations, ensuring that the portfolio remains dynamic, adapting to changing needs over time.
With strategic diversification, an international pension plan, and an evolving multi-asset portfolio, our client is well-poised for a comfortable retirement. Beyond his aspirations, he’s ensured that his legacy will seamlessly transition to the next generation, reflecting foresight and meticulous planning. Through our partnership, he can confidently step into the next chapter, knowing his aspirations and those of his descendants are well-guarded.
Disclaimer: Be advised that while our case studies draw from genuine incidents, they have been modified for privacy. They combine multiple client experiences and feature fictitious names, places, and professions.
CHALLENGE
Meet Adrian, a second-generation owner of an international manufacturing business. Established by his father, William, this business has been a testament to hard work and perseverance. However, as years went by, William accumulated substantial family wealth overseas without a comprehensive investment strategy. As William approached his later years, ensuring a seamless wealth transition and implementing robust governance became paramount.
SOLUTION
Wealth Transition and Governance
William desired a smooth transition of wealth to Adrian and to ensure sound family wealth decisions. Our initial step was to consult with a renowned tax advisor. This helped devise a tax-efficient solution that met the family’s needs and was compliant with their residency status.
Investment Strategy
Recognising the importance of growing and preserving the family’s wealth, we designed an internationally diversified portfolio. This portfolio emphasised both equity and fixed income, targeting long-term capital appreciation. Moreover, our strategic collaboration with a prestigious Swiss Bank, where we operate as external asset managers, enables us to deliver a comprehensive suite of services. This synergy allows for the seamless integration of our multi-asset portfolio with a diverse range of alternative asset solutions offered through the bank’s platform. As a result, Adrian and William gained exclusive access to our expert advisory services within one of the world’s foremost private banking platforms.
The strategic long-term investment allocations, bolstered by semi-annual reviews, facilitated more transparent communication and understanding among the family members. This strategy minimised key risks, fortified family governance, and streamlined succession planning across generations. By partnering closely with Adrian and William, we ensured that every decision took into account the multifaceted intricacies of the family’s wealth, cementing a legacy for future generations.
Disclaimer: Be advised that while our case studies draw from genuine incidents, they have been modified for privacy. They combine multiple client experiences and feature fictitious names, places, and professions.